Sun Senior Care is a whole life, limited-pay critical illness (CI) plan which specifically caters to the needs of Filipino Senior Citizens. It provides a comprehensive health protection and savings benefit as it accumulates cash values and earns dividends.
This plan can thus help protect the hard-earned savings of a senior even if a serious illness strikes, as it is specifically designed for them to address their evolving life and health protection needs so they can enjoy a well-deserved retirement.
Benefits of Sun Senior Care
Photo by Sun Life of Canada (Phils.) Inc.
SUN Senior Care is similar to Sun Fit & Well; it can cover the health and wellness journey of those in their golden years from prevention to diagnosis to treatment and rehabilitation. The coverage is up to age 100.
✓ Prevention – Be part of Sun Life’s wellness community – GoWell, which offers easy access to nutrition and health experts, fitness activities and events, and other available preventive care programs to help you live a healthier life.
✓ Diagnosis, Treatment and Rehabilitation – SUN Senior Care provides lump sum financial benefit equal to 150% of the Face Amount in case you are diagnosed with any of the covered 17 common advanced-age critical illness conditions. In addition, one-time Special Benefit equal to 5% of the Face Amount will also be given to help replace funds you spent for any of the four (4) specific covered surgeries or conditions. These benefits aim to help you get through the financial pains caused by such conditions, addressing your needs to support expenses related to diagnostic investigations, treatment and/or rehabilitation.
SUN Senior Care also secures your loved ones future while you are in the best of health. Assuming no critical illness benefit has been paid, it guarantees you life insurance protection equal to 150% of the Face Amount throughout your lifetime.
✓ Limited-Pay Level Premiums – Available payment period for Sun Senior Care is 3, 5 or 10 years and you can choose whichever is more convenient to you. The premiums are also fixed, they do not increase even as you grow older.
✓ Living Benefits – Sun Senior care provides non-guaranteed dividends which can be withdrawn or left to accumulate cash value. In case of emergency, money also comes in handy as your policy’s cash value is available for a policy loan.
Issue Age and Modes of Payment
|3 PAY||50 to 70||50 to 65|
|5 PAY||50 to 65||50 to 60|
|10 PAY||50 to 60||50 to 55|
Interested to avail a Sun Senior Care for you or your parents? You may request a FREE proposal or schedule a FREE, non-obligatory financial planning/meeting to get started.