“Bawal magkasakit”. I remember this slogan from a multivitamin advertisement aired years ago in the Philippines where it provides a wise take on prevention of illness. However, let’s face it, no matter how much we take care of ourselves, we are always prone to risks like critical illness and hospitalization. Worse, if we come unprepared, we can expect to face exorbitant price tag of treatment and medicine. How scary is that?
In the Philippines, a lot of sick people die not because there is no treatment or medicine available but because they do not have the money to pay for these costs.According to World Health Organization (WHO) study, most health expenses are shouldered by private households-as much as 48% of total health expenditures.
There had been countless stories of families who sacrifice their savings, borrow from other relatives, sell business and assets and even seek financial assistance from PCSO to provide money for costly treatment. I’m sure you don’t want these to happen to you and your family.
That’s why it’s best to be financially-prepared and to help protect yourself with a life and health insurance.
SUN Fit and Well Insurance is Sun Life’s new Generation Wellness Product that offers you comprehensive life and health protection no matter what happens, giving you and your family comfort and peace of mind in times of great distress caused by a serious illness.
It provides life insurance protection and financial benefits upon diagnosis of 114 major and minor critical illnesses (like heart disease, stroke and 16 specific cancer conditions). Lump sum amount will be provided directly to the insured if diagnosed of the said critical illnesses, and you can use the money for treatment or in any way you want.
Below is the list of the benefits you can get if you purchase SUN Fit and Well:
1. Health and Wellness Coverage
Preemptive Wellness Benefit
You get special access and privileges to various wellness activities that will help you stay fit and healthyand be part of GoWell Community.
Comprehensive Critical Illness Benefit
Enjoy peace of mind knowing that SUN Fit and Well covers you at a young age up until your senior years, providing financial benefits upon diagnosis of any of the 100+ critical conditions across minor and major stages.
Specific Cancer Booster
Further ease your financial worries with additional cash benefit equivalent to 50% of the Face Amount upon first diagnosis of any covered advanced-stage cancer.
2. Life Insurance Protection – Secure your loved ones’ future with guaranteed life insurance protection equivalent to the policy’s Face Amount until Age 100.
3. Special Bonus and Dividend Earnings – Be rewarded with a Special Paid-Up Bonus at the end of the premium paying period, and annual dividend earnings thereafter which may be withdrawn anytime or left with Sun Life to accumulate.
4. Limited Payment Period – SUN Fit and Well can be fully paid in 10, 15 or 20 annual installments, and payments are fixed throughout the paying period. Semi-annual, quarterly, and monthly modes are also available to make payments more affordable.
5. Guaranteed cash benefits
As early as age 65, SUN Fit and Well Plus and SUN Fit and Well Advantage lets you advance 5% of the Face Amount for 8 consecutive years; giving you a steady income stream that you can rest on during your golden years.
6. Treatment and rehabilitation booster
With SUN Fit and Well Advantage, you can supplement your benefits to cover expenses related to medical treatment, hospitalization, follow-up specialist visits, home recovery and palliative care.
Here is an easy to understand video about Sun Fit and Well.
Sun Fit and Well brochure:PREVIOUS
Help protect yourself while you are healthy and absent of any health condition. To learn more about the cost and details, you may request free proposal or contact us for a free needs assessment meeting.