Life Insurance as Estate Planning Tool


When people hear about estate planning, we would think about 2 things: death and wealth. That is true because basically, estate planning is the act of preparing for the transfer of a person’s wealth and assets after his or her death. We have to understand that death has financial consequences and they are the following: Household Expenses Medical expenses […]

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Life Insurance Consciousness Week


Did you know the first week of October is declared officially as “Life Insurance Consciousness Week” in the Philippines? In 1997, then president, Fidel V. Ramos signed Proclamation No. 1059 to declare every 1st week of OCTOBER every year, as a “Life Insurance Awareness Week”. *Snip from official gazette of the Philippines. Are you insured yet? […]

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Investing 101: Mutual Funds vs. UITFs


Where to invest? Mutual Funds (MF) or Unit Investment Trust Funds (UITFs)?  Many new investors actually gets confused about these investment vehicles because they have some similarities. In this post, we will break those similarities down and also their distinct features. Similarities of Mutual Funds and Unit Investment Trust Funds Mutual Funds and Unit Investment Trust […]

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Which Kind of Life Insurance Do You Need?


Life insurance is a necessity especially if you are a breadwinner or someone depends on your income. It is an integral foundation of a stable financial plan and purchasing one is part of ‘adulting’. There are different types of life insurance policies available in the market. Which one do you need? You may already have one […]

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